adult in meeting with laptop and paper work on top of desk. when is a risk management consultant needed? robert harder explains.

When Will I Need A Risk Management Consultant?

The easy answer? When you want to know that you are managing risk effectively and buying insurance in response to the plan. Not everyone appreciates one of my favourite sayings, borrowed from the TV show The A-Team, and George Peppard’s character, John “Hannibal” Smith, which is “I Love It When A Good Plan Comes Together? … Continue reading When Will I Need A Risk Management Consultant?

lease agreement on desk with paper work. the importance of understanding your lease with robert harder

Leases – Disaster Lurks?

Do you have a lease, either as lessor or lessee? If so, have you read and understood every word? If not, you could be in trouble if something bad occurs. From a risk management perspective, there are several clauses that need particular attention, including Repair, Indemnity, Abatement and Insurance.

stacks of coins and pens on insurance form. learn about self-insurance with robert harder consulting inc.

Self-Insurance – what is it?

“Oh, we will just self-insure that” NO, you don’t just simply “self-insure”. Self insurance is not the same is ignoring insurance as a loss funding mechanism for losses. Self-insurance is a deliberate, planned and specific mechanism. An uninsured risk is not self-insured. Creating a captive insurance company is self-insurance, but a large deductible is not. … Continue reading Self-Insurance – what is it?

men and woman in a meeting with paper work on the table. learn about supply chain risk management with robert harder consulting inc.

Supply Chain Risk Management

Most companies have some idea how their insurance will respond to a disruption to their business, but most have little idea if or how their insurance will respond if there is disrupted by an event at another business, such as a customer, supplier, or specified property or landmark.