Robert Harder Profile


Robert Harder ARM


  • ARM – Associate in Risk Management, Insurance Institute of America, Canisius College, Buffalo
  • CRIS – Construction Risk & Insurance Specialist conferred by International Risk Management Institute


  • Director, Insurance Brokers Association of Ontario
  • Member, Board of Governors, Insurance Institute of Ontario
  • Education Chairman, Insurance Brokers Association of Ontario
  • Author and Technical Editor, Canadian Accredited Insurance Broker Program – CAIB
  • Community College Insurance Instructor
  • Instructor, School of Insurance, Insurance Brokers Association of Ontario
  • Author and publisher of insurance newsletters
  • Insurance Brokers Association of Canada – Authored advanced insurance broker examinations.
  • Co-author and contributor to the Broker Skills Report, commissioned by the RIBO – Registered Insurance Brokers of Ontario
  • RIBO – Broker examination resource
  • Exam author and marker for various insurance broker programs and licensing examinations.
  • Licensed previously as an insurance agent, and then broker, for over 25 years.
  • Owned and managed an insurance brokerage for over 20 years.
  • Previously licensed as a Life Insurance Agent in Ontario
  • Professor, Niagara College, Bachelor of Applied Business Program – Risk Management
  • President – Risk Management Consultants of Ontario.
  • President-Elect, Society of Risk Management Consultant, U.S.
  • Canadian Federation of Independent Business – Mr. Harder is the insurance “Ask a Resource”, member service at CFIB, the largest lobby group for independently owned businesses in Canada


  • Risk Management Consultants of Ontario (self-regulatory body)
  • Society of Risk Management Consultants, U. S.
  • ORIMS – Ontario Risk and Insurance Management Society


  • Risk manager and insurance consultant with extensive experience in a variety of industries including manufacturing, transportation, hospitality, mining, and real estate.
  • Management of the placement of insurance programs, setting specifications and coverage terms and conditions.
  • RFP Management
  • Extensive knowledge of insurance marketplace.
  • Out-sourced risk manager, focusing on global companies.
  • Insurance Audits
  • Litigation support as expert witness with respect to coverage disputes and broker conduct.
  • Insurance consultant to lending institutions with respect to borrower insurance requirements.


  • Personal Protection”; newsletter
  • “Insurance & Risk Management”; newsletter
  • St. Catharines Standard; newspaper
  • Canadian Underwriter; magazine
  • Business Niagara; magazine


  • Speaker at the (HFTP) Hospitality and Finance Technology Professionals Conference.
  • Speaker at the (AMICCUS-C) Association of Managers in Canadian Colleges and University Student Centres Conference.
  • Speaker at (SMRC) Society of Risk Management Consultants Conference.
  • Seminar Presenter, Insurance Institute of Ontario (IIO).